Heavy rainfall is the most common natural disaster in the US of A. In the last five years, ALL 50 states have been hit by flooding of differing magnitude. Hence, it’s of utmost importance to be prepared for it, lest you be hit by a flood of your own.
What To Do Before A Flood
Create A Flood Action Plan
When a flood or hurricane is approaching, you should prepare yourself and your family with an action plan. Do not forget to have a good supply of water, food, batteries, flashlights & extra cash on hand at all times.
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The steps on the plan will vary depending on what type of situation it is, but an example could include things like recording or gathering important documents, talking with help providers, and understanding your evacuation route.
Important documents and contact details: To prepare for a flood, record contact information on the following:
- Family members (personal cell phones)
- Any other relevant people (family friends)
- Utility companies
By saving this information, you’ll be able to reach your most important contacts at any time.
Your emergency plan should also include copies of all types of documents. These will be more useful if you have to evacuate the area due to flooding. Include copies of:
- Birth certificates
- Insurance policies
- Social security cards
- Any docs & licensing for pets, with photos
- Photos of your property
The documents would also be helpful if you ever have to make an insurance claim.
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Flood evacuation plan: Severe flooding may force you to leave your home, so it’s important to have an evacuation plan in place. This should include at least two evacuation routes, transportation plans & places to stay.
Emergency kit: An emergency kit should contain the right supplies to keep you safe if, for instance, you are imperiled by an illness or get hurt. The kit should consist of:
- Food & water for at least 3 days p/person
- First aid supplies
- A communication device, like a radio
- Spare clothes
- An extra cell phone charger
- Maps of the local area
- Basic medications and prescriptions
The number of supplies you need might depend on how many people you’re taking care of. It could be more than what you think if:
- Elderly relatives
- Relatives with medical problems
Having more than one plan will be useful if you need to move on quickly.
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Purchase Flood insurance
Flood insurance is often mandatory in locations at risk of flooding. Homeowners in high-risk areas should take extra steps to protect their assets & property against damage when potential floods happen.
Different parts of the country are at different risks of flooding. Expect to pay more with flooding in your area.
The average cost of damage alone from flooding is $43,000, which is why it’s crucial that even if you do not live in an area where flood insurance is mandatory; you should consider whether the investment could be beneficial.